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Wisconsin down payment assistance programs

Quick answer

Wisconsin buyers can get down payment help from Dane County (CDBG), delivered by Movin' Out. We verified 3 statewide programs, including Dane County CDBG Down Payment Assistance (Movin' Out) ($32,000). Most programs require using the agency's first mortgage, meeting income limits and completing homebuyer education. Details below come from the official agency site.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsPrograms last verified

What down payment assistance does Wisconsin offer?

ProgramAmountTypeMin. creditFirst-time only?
Dane County CDBG Down Payment Assistance (Movin' Out)$32,000Deferred-payment loanNot statedYes
Home-Buy the American Dream (HBAD)Up to $35,000Deferred-payment loanNot statedYes
Milwaukee Home Down Payment Assistance ProgramUp to $7,000 ($5,000 citywide; $7,000 within the CDBG Area boundary)Forgivable loanNot statedYes

How do I apply for Wisconsin down payment assistance?

  1. Find a participating lender approved by Dane County (CDBG), delivered by Movin' Out.
  2. Get pre-approved for the agency's first mortgage and confirm you meet income and price limits.
  3. Complete the required homebuyer education course.
  4. Your lender reserves the assistance when you go under contract.

Cities in Wisconsin

MilwaukeeMadisonGreen BayKenoshaRacineAppletonWaukeshaEau ClaireOshkoshJanesville

Other states with verified programs

AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaIdahoIllinois

Frequently asked questions

Dane County CDBG Down Payment Assistance (Movin' Out): $32,000; Home-Buy the American Dream (HBAD): Up to $35,000; Milwaukee Home Down Payment Assistance Program: Up to $7,000 ($5,000 citywide; $7,000 within the CDBG Area boundary).

Most verified programs here target first-time buyers or have eligibility exceptions; check each program's official page.

The agency sets credit requirements with its participating lenders; most require at least a 620–640 score.

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.