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District of Columbia down payment assistance programs

Quick answer

District of Columbia buyers can get down payment help from DC Housing Finance Agency. We verified 2 statewide programs, including DC Open Doors Down Payment Assistance Loan (The full amount of your required minimum down payment). Most programs require using the agency's first mortgage, meeting income limits and completing homebuyer education. Details below come from the official agency site.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsPrograms last verified

What down payment assistance does District of Columbia offer?

ProgramAmountTypeMin. creditFirst-time only?
DC Open Doors Down Payment Assistance LoanThe full amount of your required minimum down paymentDeferred-payment loan640No
Home Purchase Assistance Program (HPAP)A maximum of $202,000 in gap financing assistance plus $4,000 in closing cost assistanceDeferred-payment loanNot statedSee program

How do I apply for District of Columbia down payment assistance?

  1. Find a participating lender approved by DC Housing Finance Agency.
  2. Get pre-approved for the agency's first mortgage and confirm you meet income and price limits.
  3. Complete the required homebuyer education course.
  4. Your lender reserves the assistance when you go under contract.

Cities in District of Columbia

Washington

Other states with verified programs

AlabamaArkansasCaliforniaColoradoConnecticutDelawareFloridaIdahoIllinoisIowa

Frequently asked questions

DC Open Doors Down Payment Assistance Loan: The full amount of your required minimum down payment; Home Purchase Assistance Program (HPAP): A maximum of $202,000 in gap financing assistance plus $4,000 in closing cost assistance.

Not always — DC Open Doors Down Payment Assistance Loan is open to repeat buyers too.

Published minimums range from 640 to 640 among the programs we verified.

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.