Milwaukee Home Down Payment Assistance Program (WI): Amount, Requirements & How to Apply

Milwaukee Home Down Payment Assistance Program

Quick answer

Milwaukee Home Down Payment Assistance Program is a Wisconsin down payment assistance program from City of Milwaukee Department of City Development (NIDC); apply via HUD-approved homebuyer counseling agencies. It provides Up to $7,000 ($5,000 citywide; $7,000 within the CDBG Area boundary) as a forgivable loan. It is aimed at first-time buyers. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

Eligibility notes

Described as forgivable grants requiring at least 5 years owner-occupancy; no home ownership in previous 3 years; income limits by household size ($60,700 for 1 person to $114,450 for 8; $86,700 for 4); page does not show 2025/2026 dates - program funded in 2026 city budget per local reporting; confirm availability.

Where does Milwaukee Home Down Payment Assistance Program apply?

This city-level program is available to buyers in Milwaukee. Cities on our site where it applies:

Down payment assistance in Milwaukee

Detail	Program terms
Assistance	Up to $7,000 ($5,000 citywide; $7,000 within the CDBG Area boundary)
Type	Forgivable loan
Minimum credit	Not published on the program page
First-time buyer	Required
Income limits	not stated

How does Milwaukee Home Down Payment Assistance Program work with an FHA loan?

Wisconsin's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://city.milwaukee.gov/DCD/NIDC/MILWAUKEE-HOME-DOWN-PAYMENT-ASSISTANCE-PROGRAM. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Wisconsin down payment assistance programs

Frequently asked questions

Up to $7,000 ($5,000 citywide; $7,000 within the CDBG Area boundary), according to City of Milwaukee Department of City Development (NIDC); apply via HUD-approved homebuyer counseling agencies.

It's a forgivable loan: forgiven if you meet the occupancy period, otherwise repaid.

not stated

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.