What are the loan limits in each Wisconsin county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Adams County | $832,750 | $541,287 | $693,050 | $184,500 |
| Ashland County | $832,750 | $541,287 | $693,050 | $160,500 |
| Barron County | $832,750 | $541,287 | $693,050 | $198,300 |
| Bayfield County | $832,750 | $541,287 | $693,050 | $228,100 |
| Brown County | $832,750 | $541,287 | $693,050 | $245,900 |
| Buffalo County | $832,750 | $541,287 | $693,050 | $197,600 |
| Burnett County | $832,750 | $541,287 | $693,050 | $215,500 |
| Calumet County | $832,750 | $541,287 | $693,050 | $252,100 |
| Chippewa County | $832,750 | $541,287 | $693,050 | $237,700 |
| Clark County | $832,750 | $541,287 | $693,050 | $163,800 |
| Columbia County | $832,750 | $541,287 | $693,050 | $258,700 |
| Crawford County | $832,750 | $541,287 | $693,050 | $175,100 |
| Dane County | $832,750 | $541,287 | $693,050 | $366,100 |
| Dodge County | $832,750 | $541,287 | $693,050 | $218,400 |
| Door County | $832,750 | $541,287 | $693,050 | $305,800 |
| Douglas County | $832,750 | $541,287 | $693,050 | $190,400 |
| Dunn County | $832,750 | $541,287 | $693,050 | $226,200 |
| Eau Claire County | $832,750 | $541,287 | $693,050 | $242,400 |
| Florence County | $832,750 | $541,287 | $693,050 | $170,000 |
| Fond du Lac County | $832,750 | $541,287 | $693,050 | $209,800 |
| Forest County | $832,750 | $541,287 | $693,050 | $170,000 |
| Grant County | $832,750 | $541,287 | $693,050 | $186,300 |
| Green County | $832,750 | $541,287 | $693,050 | $236,900 |
| Green Lake County | $832,750 | $541,287 | $693,050 | $206,300 |
| Iowa County | $832,750 | $541,287 | $693,050 | $248,100 |
| Iron County | $832,750 | $541,287 | $693,050 | $155,200 |
| Jackson County | $832,750 | $541,287 | $693,050 | $186,900 |
| Jefferson County | $832,750 | $541,287 | $693,050 | $253,800 |
| Juneau County | $832,750 | $541,287 | $693,050 | $165,200 |
| Kenosha County | $832,750 | $541,287 | $693,050 | $247,800 |
| Kewaunee County | $832,750 | $541,287 | $693,050 | $208,900 |
| La Crosse County | $832,750 | $541,287 | $693,050 | $243,200 |
| Lafayette County | $832,750 | $541,287 | $693,050 | $182,100 |
| Langlade County | $832,750 | $541,287 | $693,050 | $145,800 |
| Lincoln County | $832,750 | $541,287 | $693,050 | $177,700 |
| Manitowoc County | $832,750 | $541,287 | $693,050 | $172,900 |
| Marathon County | $832,750 | $541,287 | $693,050 | $205,500 |
| Marinette County | $832,750 | $541,287 | $693,050 | $154,600 |
| Marquette County | $832,750 | $541,287 | $693,050 | $201,100 |
| Menominee County | $832,750 | $541,287 | $693,050 | $97,000 |
| Milwaukee County | $832,750 | $541,287 | $693,050 | $216,500 |
| Monroe County | $832,750 | $541,287 | $693,050 | $197,200 |
| Oconto County | $832,750 | $541,287 | $693,050 | $212,000 |
| Oneida County | $832,750 | $541,287 | $693,050 | $227,500 |
| Outagamie County | $832,750 | $541,287 | $693,050 | $244,100 |
| Ozaukee County | $832,750 | $541,287 | $693,050 | $368,900 |
| Pepin County | $832,750 | $541,287 | $693,050 | $196,100 |
| Pierce County | $832,750 | $552,000 | $706,650 | $308,600 |
| Polk County | $832,750 | $541,287 | $693,050 | $241,200 |
| Portage County | $832,750 | $541,287 | $693,050 | $230,400 |
| Price County | $832,750 | $541,287 | $693,050 | $146,000 |
| Racine County | $832,750 | $541,287 | $693,050 | $239,400 |
| Richland County | $832,750 | $541,287 | $693,050 | $182,800 |
| Rock County | $832,750 | $541,287 | $693,050 | $215,900 |
| Rusk County | $832,750 | $541,287 | $693,050 | $152,000 |
| Sauk County | $832,750 | $541,287 | $693,050 | $242,400 |
| Sawyer County | $832,750 | $541,287 | $693,050 | $223,300 |
| Shawano County | $832,750 | $541,287 | $693,050 | $179,100 |
| Sheboygan County | $832,750 | $541,287 | $693,050 | $218,400 |
| St. Croix County | $832,750 | $552,000 | $706,650 | $349,700 |
| Taylor County | $832,750 | $541,287 | $693,050 | $186,500 |
| Trempealeau County | $832,750 | $541,287 | $693,050 | $203,300 |
| Vernon County | $832,750 | $541,287 | $693,050 | $210,600 |
| Vilas County | $832,750 | $541,287 | $693,050 | $270,700 |
| Walworth County | $832,750 | $541,287 | $693,050 | $275,900 |
| Washburn County | $832,750 | $541,287 | $693,050 | $207,900 |
| Washington County | $832,750 | $541,287 | $693,050 | $316,200 |
| Waukesha County | $832,750 | $541,287 | $693,050 | $373,600 |
| Waupaca County | $832,750 | $541,287 | $693,050 | $192,800 |
| Waushara County | $832,750 | $541,287 | $693,050 | $186,000 |
| Winnebago County | $832,750 | $541,287 | $693,050 | $208,600 |
| Wood County | $832,750 | $541,287 | $693,050 | $168,100 |
Which Wisconsin counties are high-cost areas?
No Wisconsin county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in Wisconsin
Frequently asked questions
FHA one-unit limits in Wisconsin start at $541,287. In Milwaukee County, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in Milwaukee County is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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