What down payment assistance does South Carolina offer?
| Program | Amount | Type | Min. credit | First-time only? |
|---|---|---|---|---|
| SC Housing Homebuyer Program Down Payment Assistance | $10,000, forgiven after 15 years | Forgivable loan | Not stated | No |
How do I apply for South Carolina down payment assistance?
- Find a participating lender approved by SC Housing.
- Get pre-approved for the agency's first mortgage and confirm you meet income and price limits.
- Complete the required homebuyer education course.
- Your lender reserves the assistance when you go under contract.
Are there programs for teachers, nurses or first responders in South Carolina?
Yes: SC Housing Palmetto Heroes (2026) ($10,000 forgivable, subject to available funding). See teachers, nurses, healthcare workers, police officers, firefighters, emts and paramedics, first responders, veterans and military.
Cities in South Carolina
Other states with verified programs
Frequently asked questions
SC Housing Homebuyer Program Down Payment Assistance: $10,000, forgiven after 15 years.
Not always — SC Housing Homebuyer Program Down Payment Assistance is open to repeat buyers too.
The agency sets credit requirements with its participating lenders; most require at least a 620–640 score.
Sources
Data last updated October 23, 2026.
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Get My MatchesFigures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.