What are the loan limits in each South Carolina county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Abbeville County | $832,750 | $541,287 | $693,050 | $147,200 |
| Aiken County | $832,750 | $541,287 | $693,050 | $199,500 |
| Allendale County | $832,750 | $541,287 | $693,050 | $61,600 |
| Anderson County | $832,750 | $541,287 | $693,050 | $212,500 |
| Bamberg County | $832,750 | $541,287 | $693,050 | $96,000 |
| Barnwell County | $832,750 | $541,287 | $693,050 | $97,200 |
| Beaufort County | $832,750 | $638,250 | $817,050 | $407,600 |
| Berkeley County | $832,750 | $690,000 | $883,300 | $280,300 |
| Calhoun County | $832,750 | $541,287 | $693,050 | $148,800 |
| Charleston County | $832,750 | $690,000 | $883,300 | $450,800 |
| Cherokee County | $832,750 | $541,287 | $693,050 | $135,200 |
| Chester County | $832,750 | $541,287 | $693,050 | $143,800 |
| Chesterfield County | $832,750 | $541,287 | $693,050 | $101,400 |
| Clarendon County | $832,750 | $541,287 | $693,050 | $147,300 |
| Colleton County | $832,750 | $541,287 | $693,050 | $145,900 |
| Darlington County | $832,750 | $541,287 | $693,050 | $141,400 |
| Dillon County | $832,750 | $541,287 | $693,050 | $84,400 |
| Dorchester County | $832,750 | $690,000 | $883,300 | $294,400 |
| Edgefield County | $832,750 | $541,287 | $693,050 | $194,300 |
| Fairfield County | $832,750 | $541,287 | $693,050 | $129,100 |
| Florence County | $832,750 | $541,287 | $693,050 | $165,500 |
| Georgetown County | $832,750 | $541,287 | $693,050 | $262,300 |
| Greenville County | $832,750 | $541,287 | $693,050 | $273,900 |
| Greenwood County | $832,750 | $541,287 | $693,050 | $166,400 |
| Hampton County | $832,750 | $541,287 | $693,050 | $102,400 |
| Horry County | $832,750 | $541,287 | $693,050 | $260,500 |
| Jasper County | $832,750 | $638,250 | $817,050 | $269,400 |
| Kershaw County | $832,750 | $541,287 | $693,050 | $191,900 |
| Lancaster County | $832,750 | $541,287 | $693,050 | $298,100 |
| Laurens County | $832,750 | $541,287 | $693,050 | $153,500 |
| Lee County | $832,750 | $541,287 | $693,050 | $101,900 |
| Lexington County | $832,750 | $541,287 | $693,050 | $217,700 |
| Marion County | $832,750 | $541,287 | $693,050 | $86,800 |
| Marlboro County | $832,750 | $541,287 | $693,050 | $74,500 |
| McCormick County | $832,750 | $541,287 | $693,050 | $159,000 |
| Newberry County | $832,750 | $541,287 | $693,050 | $158,200 |
| Oconee County | $832,750 | $541,287 | $693,050 | $217,200 |
| Orangeburg County | $832,750 | $541,287 | $693,050 | $109,700 |
| Pickens County | $832,750 | $541,287 | $693,050 | $216,000 |
| Richland County | $832,750 | $541,287 | $693,050 | $224,200 |
| Saluda County | $832,750 | $541,287 | $693,050 | $123,200 |
| Spartanburg County | $832,750 | $541,287 | $693,050 | $216,000 |
| Sumter County | $832,750 | $541,287 | $693,050 | $159,500 |
| Union County | $832,750 | $541,287 | $693,050 | $100,000 |
| Williamsburg County | $832,750 | $541,287 | $693,050 | $95,100 |
| York County | $832,750 | $541,287 | $693,050 | $322,700 |
Which South Carolina counties are high-cost areas?
No South Carolina county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in South Carolina
Frequently asked questions
FHA one-unit limits in South Carolina start at $541,287. In Greenville County, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in Greenville County is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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