How much is SC Housing Palmetto Heroes (2026)?

Home Loans for Teachers in South Carolina: SC Housing Palmetto Heroes (2026)

Home loans for teachers in South Carolina

Quick answer

Teachers in South Carolina can use SC Housing Palmetto Heroes (2026) from SC Housing, which offers $10,000 forgivable, subject to available funding. You can combine it with standard FHA, conventional or VA financing; eligibility, income limits and funding are set by the agency.

What is SC Housing Palmetto Heroes (2026)?

Forgivable down payment assistance and fixed-rate mortgages for eligible teachers, nurses, law enforcement, firefighters, EMTs, paramedics and specified military borrowers. First-come, first-served; requires an executed sales contract and first-time-buyer and income qualification.

Official page (verified October 23, 2026): SC Housing

What other down payment help is available in South Carolina?

SC Housing Homebuyer Program Down Payment Assistance — $10,000, forgiven after 15 years

Frequently asked questions

$10,000 forgivable, subject to available funding. Forgivable down payment assistance and fixed-rate mortgages for eligible teachers, nurses, law enforcement, firefighters, EMTs, paramedics and specified military borrowers. First-come, first-served; requires an executed sales contract and first-time-buyer and income qualification.

Sources

SC Housing — SC Housing Palmetto Heroes (2026)

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.