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Nebraska down payment assistance programs

Quick answer

Nebraska buyers can get down payment help from Nebraska Investment Finance Authority. Its NIFA Homebuyer Assistance Program offers Up to 5% of the home's purchase price. Most programs require using the agency's first mortgage, meeting income limits and completing homebuyer education. Details below come from the official agency site.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsPrograms last verified

What down payment assistance does Nebraska offer?

ProgramAmountTypeMin. creditFirst-time only?
NIFA Homebuyer Assistance ProgramUp to 5% of the home's purchase priceRepayable second mortgageNot statedYes

How do I apply for Nebraska down payment assistance?

  1. Find a participating lender approved by Nebraska Investment Finance Authority.
  2. Get pre-approved for the agency's first mortgage and confirm you meet income and price limits.
  3. Complete the required homebuyer education course.
  4. Your lender reserves the assistance when you go under contract.

Cities in Nebraska

OmahaLincolnBellevueGrand IslandKearneyFremontNorfolkHastingsColumbusPapillion

Other states with verified programs

AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaIdahoIllinois

Frequently asked questions

NIFA Homebuyer Assistance Program: Up to 5% of the home's purchase price.

Most verified programs here target first-time buyers or have eligibility exceptions; check each program's official page.

The agency sets credit requirements with its participating lenders; most require at least a 620–640 score.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.