What are the loan limits in each Nebraska county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Adams County | $832,750 | $541,287 | $693,050 | $185,800 |
| Antelope County | $832,750 | $541,287 | $693,050 | $116,900 |
| Arthur County | $832,750 | $541,287 | $693,050 | $188,800 |
| Banner County | $832,750 | $541,287 | $693,050 | $166,300 |
| Blaine County | $832,750 | $541,287 | $693,050 | $102,100 |
| Boone County | $832,750 | $541,287 | $693,050 | $164,700 |
| Box Butte County | $832,750 | $541,287 | $693,050 | $161,100 |
| Boyd County | $832,750 | $541,287 | $693,050 | $104,000 |
| Brown County | $832,750 | $541,287 | $693,050 | $100,200 |
| Buffalo County | $832,750 | $541,287 | $693,050 | $236,800 |
| Burt County | $832,750 | $541,287 | $693,050 | $125,400 |
| Butler County | $832,750 | $541,287 | $693,050 | $165,700 |
| Cass County | $832,750 | $541,287 | $693,050 | $247,200 |
| Cedar County | $832,750 | $541,287 | $693,050 | $175,500 |
| Chase County | $832,750 | $541,287 | $693,050 | $178,700 |
| Cherry County | $832,750 | $541,287 | $693,050 | $136,000 |
| Cheyenne County | $832,750 | $541,287 | $693,050 | $129,100 |
| Clay County | $832,750 | $541,287 | $693,050 | $146,300 |
| Colfax County | $832,750 | $541,287 | $693,050 | $128,800 |
| Cuming County | $832,750 | $541,287 | $693,050 | $174,900 |
| Custer County | $832,750 | $541,287 | $693,050 | $160,500 |
| Dakota County | $832,750 | $541,287 | $693,050 | $168,100 |
| Dawes County | $832,750 | $541,287 | $693,050 | $146,500 |
| Dawson County | $832,750 | $603,750 | $772,900 | $157,800 |
| Deuel County | $832,750 | $541,287 | $693,050 | $97,200 |
| Dixon County | $832,750 | $541,287 | $693,050 | $141,400 |
| Dodge County | $832,750 | $541,287 | $693,050 | $188,100 |
| Douglas County | $832,750 | $541,287 | $693,050 | $245,800 |
| Dundy County | $832,750 | $541,287 | $693,050 | $118,200 |
| Fillmore County | $832,750 | $541,287 | $693,050 | $131,200 |
| Franklin County | $832,750 | $541,287 | $693,050 | $99,100 |
| Frontier County | $832,750 | $541,287 | $693,050 | $138,800 |
| Furnas County | $832,750 | $541,287 | $693,050 | $91,800 |
| Gage County | $832,750 | $541,287 | $693,050 | $167,100 |
| Garden County | $832,750 | $541,287 | $693,050 | $95,500 |
| Garfield County | $832,750 | $541,287 | $693,050 | $144,900 |
| Gosper County | $832,750 | $603,750 | $772,900 | $202,700 |
| Grant County | $832,750 | $541,287 | $693,050 | $113,900 |
| Greeley County | $832,750 | $541,287 | $693,050 | $87,800 |
| Hall County | $832,750 | $541,287 | $693,050 | $207,900 |
| Hamilton County | $832,750 | $541,287 | $693,050 | $238,700 |
| Harlan County | $832,750 | $541,287 | $693,050 | $147,200 |
| Hayes County | $832,750 | $541,287 | $693,050 | $112,800 |
| Hitchcock County | $832,750 | $541,287 | $693,050 | $88,800 |
| Holt County | $832,750 | $541,287 | $693,050 | $152,000 |
| Hooker County | $832,750 | $541,287 | $693,050 | $85,400 |
| Howard County | $832,750 | $541,287 | $693,050 | $205,200 |
| Jefferson County | $832,750 | $541,287 | $693,050 | $117,600 |
| Johnson County | $832,750 | $541,287 | $693,050 | $131,500 |
| Kearney County | $832,750 | $541,287 | $693,050 | $218,300 |
| Keith County | $832,750 | $541,287 | $693,050 | $157,000 |
| Keya Paha County | $832,750 | $541,287 | $693,050 | $108,800 |
| Kimball County | $832,750 | $541,287 | $693,050 | $109,900 |
| Knox County | $832,750 | $541,287 | $693,050 | $116,900 |
| Lancaster County | $832,750 | $541,287 | $693,050 | $258,900 |
| Lincoln County | $832,750 | $541,287 | $693,050 | $183,100 |
| Logan County | $832,750 | $541,287 | $693,050 | $160,000 |
| Loup County | $832,750 | $541,287 | $693,050 | $120,700 |
| Madison County | $832,750 | $541,287 | $693,050 | $196,000 |
| McPherson County | $832,750 | $541,287 | $693,050 | $124,200 |
| Merrick County | $832,750 | $541,287 | $693,050 | $168,000 |
| Morrill County | $832,750 | $541,287 | $693,050 | $112,000 |
| Nance County | $832,750 | $541,287 | $693,050 | $122,800 |
| Nemaha County | $832,750 | $541,287 | $693,050 | $125,100 |
| Nuckolls County | $832,750 | $541,287 | $693,050 | $90,900 |
| Otoe County | $832,750 | $541,287 | $693,050 | $185,000 |
| Pawnee County | $832,750 | $541,287 | $693,050 | $74,800 |
| Perkins County | $832,750 | $541,287 | $693,050 | $149,200 |
| Phelps County | $832,750 | $541,287 | $693,050 | $173,300 |
| Pierce County | $832,750 | $541,287 | $693,050 | $182,700 |
| Platte County | $832,750 | $541,287 | $693,050 | $207,800 |
| Polk County | $832,750 | $541,287 | $693,050 | $177,800 |
| Red Willow County | $832,750 | $541,287 | $693,050 | $143,500 |
| Richardson County | $832,750 | $541,287 | $693,050 | $96,500 |
| Rock County | $832,750 | $541,287 | $693,050 | $124,400 |
| Saline County | $832,750 | $541,287 | $693,050 | $180,700 |
| Sarpy County | $832,750 | $541,287 | $693,050 | $287,600 |
| Saunders County | $832,750 | $541,287 | $693,050 | $241,100 |
| Scotts Bluff County | $832,750 | $541,287 | $693,050 | $161,400 |
| Seward County | $832,750 | $541,287 | $693,050 | $232,400 |
| Sheridan County | $832,750 | $541,287 | $693,050 | $102,900 |
| Sherman County | $832,750 | $541,287 | $693,050 | $135,000 |
| Sioux County | $832,750 | $541,287 | $693,050 | $141,700 |
| Stanton County | $832,750 | $541,287 | $693,050 | $184,300 |
| Thayer County | $832,750 | $541,287 | $693,050 | $106,200 |
| Thomas County | $832,750 | $541,287 | $693,050 | $113,000 |
| Thurston County | $832,750 | $541,287 | $693,050 | $105,100 |
| Valley County | $832,750 | $541,287 | $693,050 | $122,200 |
| Washington County | $832,750 | $541,287 | $693,050 | $278,300 |
| Wayne County | $832,750 | $541,287 | $693,050 | $203,700 |
| Webster County | $832,750 | $541,287 | $693,050 | $102,000 |
| Wheeler County | $832,750 | $541,287 | $693,050 | $135,900 |
| York County | $832,750 | $541,287 | $693,050 | $175,900 |
Which Nebraska counties are high-cost areas?
No Nebraska county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in Nebraska
Frequently asked questions
FHA one-unit limits in Nebraska start at $541,287. In Douglas County, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in Douglas County is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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