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NIFA Homebuyer Assistance Program

Quick answer

NIFA Homebuyer Assistance Program is a Nebraska down payment assistance program from Nebraska Investment Finance Authority. It provides Up to 5% of the home's purchase price as a repayable second mortgage. It is aimed at first-time buyers. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast verified

Who qualifies for NIFA Homebuyer Assistance Program?

All buyers must meet NIFA's first-time homebuyer requirements. Includes a first and second mortgage loan.

DetailProgram terms
AssistanceUp to 5% of the home's purchase price
TypeRepayable second mortgage
Minimum creditNot published on the program page
First-time buyerRequired
Income limitsSee official page

How does NIFA Homebuyer Assistance Program work with an FHA loan?

Nebraska's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://www.nifa.org/homebuyers-renters/homebuyer-assistance. Programs can pause when funds run out, so confirm availability with a participating lender.

“The maximum amount for the second mortgage loan is 5% of the home’s purchase price.” — Nebraska Investment Finance Authority

← All Nebraska down payment assistance programs

Frequently asked questions

Up to 5% of the home's purchase price, according to Nebraska Investment Finance Authority.

Yes — it's a second mortgage with its own repayment terms.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.