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DC Open Doors Down Payment Assistance Loan

Quick answer

DC Open Doors Down Payment Assistance Loan is a District of Columbia down payment assistance program from DC Housing Finance Agency. It provides The full amount of your required minimum down payment as a deferred-payment loan. The minimum credit score is 640. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

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Who qualifies for DC Open Doors Down Payment Assistance Loan?

Available to qualified first-time and repeat buyers through DCHFA participating lenders.

DetailProgram terms
AssistanceThe full amount of your required minimum down payment
TypeDeferred-payment loan
Minimum credit640
First-time buyerNot required
Income limitsHousehold income may not exceed 170% of Area Median Income (AMI).

How does DC Open Doors Down Payment Assistance Loan work with an FHA loan?

District of Columbia's 2026 FHA one-unit limits start at $1,249,125, which supports a price of about $1,294,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://dchfa.org/homeownership/dc-open-doors/. Programs can pause when funds run out, so confirm availability with a participating lender.

“you can obtain a DPAL for the full amount of your required minimum down payment” — DC Housing Finance Agency

← All District of Columbia down payment assistance programs

Frequently asked questions

The full amount of your required minimum down payment, according to DC Housing Finance Agency.

It's a deferred loan — no monthly payments, repaid when you sell, refinance or pay off the first mortgage.

Household income may not exceed 170% of Area Median Income (AMI).

A minimum 640 credit score.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.