What are the loan limits in each District of Columbia county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| District of Columbia | $1,249,125 | $1,249,125 | $1,599,375 | $724,600 |
Which District of Columbia counties are high-cost areas?
District of Columbia has conforming limits above the $832,750 baseline because local home values are higher.
Largest cities in District of Columbia
Frequently asked questions
FHA one-unit limits in District of Columbia start at $1,249,125. In District of Columbia, the most populous county, it's $1,249,125.
The 2026 one-unit conforming limit in District of Columbia is $1,249,125.
With 3.5% down, the $1,249,125 FHA floor supports a price of about $1,294,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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