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Arizona down payment assistance programs

Quick answer

Arizona buyers can get down payment help from City of Tucson Housing and Community Development (lead, HOME Consortium with Pima County); apply via Administration of Resources and Choices, Chicanos Por La Causa, or Pima County Community Land Trust. We verified 2 statewide programs, including City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program ($50,000 or 20% of the contract sales price, whichever amount is less). Most programs require using the agency's first mortgage, meeting income limits and completing homebuyer education. Details below come from the official agency site.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsPrograms last verified

What down payment assistance does Arizona offer?

ProgramAmountTypeMin. creditFirst-time only?
City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program$50,000 or 20% of the contract sales price, whichever amount is lessDeferred-payment loanNot statedSee program
Open Doors Down Payment Assistance ProgramUp to 10% of the home purchase priceForgivable loanNot statedYes

How do I apply for Arizona down payment assistance?

  1. Find a participating lender approved by City of Tucson Housing and Community Development (lead, HOME Consortium with Pima County); apply via Administration of Resources and Choices, Chicanos Por La Causa, or Pima County Community Land Trust.
  2. Get pre-approved for the agency's first mortgage and confirm you meet income and price limits.
  3. Complete the required homebuyer education course.
  4. Your lender reserves the assistance when you go under contract.

Cities in Arizona

PhoenixTucsonMesaChandlerGilbertGlendaleScottsdalePeoriaTempeSurprise

Other states with verified programs

AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict Of ColumbiaFloridaIdahoIllinois

Frequently asked questions

City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program: $50,000 or 20% of the contract sales price, whichever amount is less; Open Doors Down Payment Assistance Program: Up to 10% of the home purchase price.

Most verified programs here target first-time buyers or have eligibility exceptions; check each program's official page.

The agency sets credit requirements with its participating lenders; most require at least a 620–640 score.

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.