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City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program

Quick answer

City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program is a Arizona down payment assistance program from City of Tucson Housing and Community Development (lead, HOME Consortium with Pima County); apply via Administration of Resources and Choices, Chicanos Por La Causa, or Pima County Community Land Trust. It provides $50,000 or 20% of the contract sales price, whichever amount is less as a deferred-payment loan. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast verified

Eligibility notes

Deferred loan, no monthly payments, 2% interest forgiven at end of affordability period (5/10/15 years by amount) but principal repaid on sale; covers City of Tucson and Pima County excluding Tribal lands; max price $304,000 existing / $345,000 new; 2025 HUD income limits; fact sheet updated 2026.

Where does City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program apply?

This county-level program is available to buyers in Pima County. Cities on our site where it applies:

DetailProgram terms
Assistance$50,000 or 20% of the contract sales price, whichever amount is less
TypeDeferred-payment loan
Minimum creditNot published on the program page
First-time buyerSee official page
Income limits80% AMI

How does City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program work with an FHA loan?

Arizona's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://www.tucsonaz.gov/files/sharedassets/public/v/7/living-and-working/housing-community-development/documents/dpa-fact-sheet-english-4.20.2026-final-version.pdf. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Arizona down payment assistance programs

Frequently asked questions

$50,000 or 20% of the contract sales price, whichever amount is less, according to City of Tucson Housing and Community Development (lead, HOME Consortium with Pima County); apply via Administration of Resources and Choices, Chicanos Por La Causa, or Pima County Community Land Trust.

It's a deferred loan — no monthly payments, repaid when you sell, refinance or pay off the first mortgage.

80% AMI

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.