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Purchase Mortgage Loan

Buying a home in Oakland County, MI

Quick answer

Oakland County, MI has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 20 Census-backed city pages in this county, with home values from $110,600 to $712,700. 1 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Oakland County?

CityPopulationMedian home value
Troy87,307$396,800
Farmington Hills83,316$333,200
Rochester Hills76,086$377,400
Southfield76,025$226,900
Novi66,224$399,100
Pontiac61,914$110,600
Royal Oak57,880$305,900
Oak Park29,370$198,500
Madison Heights28,411$190,300
Auburn Hills24,911$233,900
Birmingham21,612$712,700
Ferndale19,156$233,600
Wixom17,126$336,200
Berkley15,084$289,200
Hazel Park14,945$141,200
Rochester12,939$450,800
South Lyon11,825$280,900
Farmington11,472$273,000
Clawson11,314$250,800
Beverly Hills10,507$488,800

What assistance is available in Oakland County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.