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Purchase Mortgage Loan

Buying a home in Santa Clara County, CA

Quick answer

Santa Clara County, CA has a 2026 one-unit conforming loan limit of $1,249,125 and an FHA limit of $1,249,125. Explore 15 Census-backed city pages in this county, with home values from $880,000 to $2,000,001. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Santa Clara County?

CityPopulationMedian home value
San Jose990,054$1,187,800
Sunnyvale153,455$1,816,600
Santa Clara129,239$1,527,900
Mountain View82,363$1,927,400
Milpitas78,216$1,180,000
Palo Alto67,231$2,000,001
Cupertino58,886$2,000,001
Gilroy58,561$975,800
Morgan Hill45,152$1,127,600
Campbell42,848$1,550,000
Los Gatos32,773$2,000,001
Los Altos30,736$2,000,001
Saratoga30,335$2,000,001
Stanford17,958$2,000,001
Alum Rock11,619$880,000

What assistance is available in Santa Clara County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.