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Purchase Mortgage Loan

Buying a home in Santa Barbara County, CA

Quick answer

Santa Barbara County, CA has a 2026 one-unit conforming loan limit of $941,850 and an FHA limit of $941,850. Explore 9 Census-backed city pages in this county, with home values from $433,800 to $1,466,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Santa Barbara County?

CityPopulationMedian home value
Santa Maria109,880$478,200
Santa Barbara88,024$1,466,400
Lompoc43,819$433,800
Goleta32,693$1,002,500
Orcutt31,284$587,000
Eastern Goleta Valley29,411$1,192,000
Isla Vista13,717$1,241,700
Carpinteria13,100$965,200
University of California-Santa Barbara11,634$452,600

What assistance is available in Santa Barbara County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.