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Purchase Mortgage Loan

Buying a home in San Mateo County, CA

Quick answer

San Mateo County, CA has a 2026 one-unit conforming loan limit of $1,249,125 and an FHA limit of $1,249,125. Explore 16 Census-backed city pages in this county, with home values from $1,092,700 to $2,000,001. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across San Mateo County?

CityPopulationMedian home value
San Mateo103,555$1,563,200
Daly City102,560$1,092,700
Redwood City82,423$1,838,800
South San Francisco64,487$1,160,100
San Bruno42,612$1,199,400
Pacifica37,527$1,211,700
Foster City32,964$1,774,500
Menlo Park32,775$2,000,001
Burlingame30,526$2,000,001
San Carlos29,797$2,000,001
East Palo Alto29,143$1,124,000
Belmont27,505$2,000,001
Millbrae22,589$1,929,700
North Fair Oaks13,327$1,209,600
Half Moon Bay11,454$1,467,000
Hillsborough11,122$2,000,001

What assistance is available in San Mateo County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.