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Purchase Mortgage Loan

Buying a home in San Luis Obispo County, CA

Quick answer

San Luis Obispo County, CA has a 2026 one-unit conforming loan limit of $1,000,500 and an FHA limit of $1,000,500. Explore 8 Census-backed city pages in this county, with home values from $648,400 to $896,500. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across San Luis Obispo County?

CityPopulationMedian home value
San Luis Obispo48,039$896,500
El Paso de Robles (Paso Robles)31,399$648,400
Atascadero29,735$673,400
Arroyo Grande18,412$758,100
Nipomo17,266$674,100
Los Osos15,048$728,000
Grover Beach12,687$691,900
Morro Bay10,717$864,900

What assistance is available in San Luis Obispo County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.