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Purchase Mortgage Loan

Buying a home in San Joaquin County, CA

Quick answer

San Joaquin County, CA has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $678,500. Explore 9 Census-backed city pages in this county, with home values from $318,400 to $859,700. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across San Joaquin County?

CityPopulationMedian home value
Stockton320,470$412,900
Tracy95,358$653,900
Manteca86,521$561,200
Lodi67,008$468,800
Lathrop32,696$605,000
Mountain House25,108$859,700
Ripon16,117$666,400
Garden Acres10,417$318,400
Country Club10,017$349,700

What assistance is available in San Joaquin County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.