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Buying a home in San Diego County, CA

Quick answer

San Diego County, CA has a 2026 one-unit conforming loan limit of $1,104,000 and an FHA limit of $1,104,000. Explore 30 Census-backed city pages in this county, with home values from $435,900 to $1,998,900. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across San Diego County?

CityPopulationMedian home value
San Diego1,385,061$848,500
Chula Vista275,030$697,400
Oceanside172,542$702,000
Escondido149,913$663,500
Carlsbad114,500$1,156,900
El Cajon104,909$632,800
Vista98,646$674,400
San Marcos94,078$792,400
Encinitas61,585$1,466,000
La Mesa60,835$738,800
Santee59,485$653,400
National City55,960$580,900
Poway48,515$971,500
La Presa36,669$595,400
Fallbrook32,467$713,000
Spring Valley32,215$645,300
Lemon Grove27,489$640,600
Imperial Beach25,897$811,000
Ramona22,829$704,500
Rancho San Diego22,264$854,200
Winter Gardens22,003$558,800
Lakeside21,788$585,500
Casa de Oro-Mount Helix19,651$906,500
Coronado18,558$1,998,900
Bostonia16,545$435,900
Alpine15,470$810,000
Bonita13,336$902,200
Solana Beach12,841$1,934,700
Valley Center10,303$809,300
San Diego Country Estates10,142$715,000

What assistance is available in San Diego County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.