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Purchase Mortgage Loan

Buying a home in Sacramento County, CA

Quick answer

Sacramento County, CA has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $764,750. Explore 20 Census-backed city pages in this county, with home values from $328,000 to $702,200. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Sacramento County?

CityPopulationMedian home value
Sacramento524,802$484,600
Elk Grove177,221$603,400
Arden-Arcade96,319$504,400
Citrus Heights87,036$432,100
Folsom82,140$702,200
Rancho Cordova80,656$451,400
Carmichael78,070$541,500
Florin49,536$359,500
Antelope49,080$468,200
North Highlands47,900$344,900
Vineyard42,645$552,400
Foothill Farms37,332$368,500
Orangevale35,219$508,600
Fair Oaks32,030$645,600
Galt25,665$465,700
Rosemont23,448$436,400
Rio Linda16,951$438,800
Parkway15,880$355,400
Lemon Hill14,942$328,000
La Riviera11,503$433,400

What assistance is available in Sacramento County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.