Skip to content
Purchase Mortgage Loan

Buying a home in Orange County, CA

Quick answer

Orange County, CA has a 2026 one-unit conforming loan limit of $1,249,125 and an FHA limit of $1,249,125. Explore 38 Census-backed city pages in this county, with home values from $364,900 to $2,000,001. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Orange County?

CityPopulationMedian home value
Anaheim344,553$771,700
Santa Ana311,639$657,800
Irvine308,160$1,115,400
Huntington Beach196,010$1,047,300
Garden Grove170,603$765,500
Fullerton141,278$859,600
Orange138,723$900,700
Costa Mesa110,538$1,054,700
Mission Viejo92,415$946,300
Westminster90,147$820,000
Lake Forest85,846$876,300
Newport Beach84,304$2,000,001
Buena Park83,052$771,900
Tustin79,035$890,600
Yorba Linda67,407$1,091,700
Laguna Niguel64,023$1,123,000
San Clemente63,510$1,220,500
La Habra62,233$716,700
Fountain Valley56,358$1,018,600
Placentia52,384$871,000
Aliso Viejo51,320$863,800
Cypress49,531$870,100
Brea47,337$874,300
Rancho Santa Margarita47,257$907,900
Stanton38,639$541,000
San Juan Capistrano34,998$929,700
Dana Point32,883$1,200,900
Laguna Hills30,921$944,000
North Tustin26,038$1,212,400
Seal Beach24,868$492,200
Ladera Ranch23,609$1,046,600
Laguna Beach22,777$2,000,001
Laguna Woods17,342$364,900
La Palma15,375$916,600
Coto de Caza15,363$1,419,400
Rossmoor11,895$1,234,700
Los Alamitos11,784$1,003,900
Rancho Mission Viejo11,355$1,039,300

What assistance is available in Orange County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

Ready to see what you qualify for?

Answer a few quick questions and get matched with purchase mortgage lenders in your area. Free, and it won't affect your credit score.

Get My Matches

Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.