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Purchase Mortgage Loan

Buying a home in Monterey County, CA

Quick answer

Monterey County, CA has a 2026 one-unit conforming loan limit of $994,750 and an FHA limit of $994,750. Explore 9 Census-backed city pages in this county, with home values from $395,800 to $1,129,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Monterey County?

CityPopulationMedian home value
Salinas161,993$610,900
Seaside31,964$692,600
Monterey29,772$1,003,300
Soledad24,476$571,600
Marina22,324$760,800
Greenfield19,759$462,400
Prunedale19,286$760,200
Pacific Grove15,003$1,129,400
King City13,512$395,800

What assistance is available in Monterey County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.