First-Time Home Buyer Programs in Marana, AZ (2026)

Median household income: $108,256; value-to-income ratio 3.51. Marana ranks 25 by home value and 22 by population among 68 places in our AZ dataset.

What does a first-time buyer loan cost on a typical Marana home?

Item	Marana
Median home value (Census ACS)	$380,100
Arizona median home value	$358,900
Down payment (3%)	$11,403
Loan amount	$368,697
Estimated monthly payment (PITI + MI)	$2,915
Income needed (28% / 36%)	$125,000 / $98,000
Pima County 2026 conforming limit (1 unit)	$832,750
Max purchase price at the limit	$858,000

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Arizona's 0.52% effective property tax rate (Census ACS), $1,194/yr homeowners insurance (NAIC state average) and an estimated 0.5% PMI.

What is the 2026 conforming loan limit in Marana?

Marana is in Pima County. Conventional 3%-down loans go up to the $832,750 conforming limit (price ≈ $858,000); FHA loans go up to $541,287.

The Marana median home value of $380,100 is 6% above the Arizona median, and within what the county limit supports.

Which down payment assistance programs can Marana buyers use?

City of Tucson-Pima County HOME Consortium Down Payment Assistance (DPA) Program — $50,000 or 20% of the contract sales price, whichever amount is less; deferred loan; county-level. City of Tucson Housing and Community Development (lead, HOME Consortium with Pima County); apply via Administration of Resources and Choices, Chicanos Por La Causa, or Pima County Community Land Trust · Verified October 25, 2026

First-time buyer loans in nearby cities

Oro Valley Casas Adobes Tucson Mountains Flowing Wells Saddlebrooke Catalina Foothills

First-time buyer loan FAQs for Marana

On the $380,100 median: 3% conventional ≈ $11,403, 3.5% FHA ≈ $13,304, and 0% for eligible VA or USDA buyers. Conventional loans above $832,750 in Pima County become jumbo loans.

At the $380,100 median value (above the Arizona median of $358,900), the estimated payment of $2,915/month at 7.18% needs about $125,000 a year under the 28% housing guideline, or $98,000 if your total debts stay under 36%.

0 city-level, 1 county-level and 0 statewide programs are verified for this city (1 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

Get matched with First-time buyer lenders in Marana

Answer a few quick questions and get matched with purchase mortgage lenders in your area. Free, and it won't affect your credit score.

Get My Matches

Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.

First-time home buyer programs in Marana, AZ