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VA loans in Rogers, MN

Quick answer

Eligible veterans and service members in Rogers, MN can buy with 0% down and no monthly mortgage insurance; with full entitlement there's no VA loan limit, and Hennepin County's $832,750 limit applies only to partial entitlement. On the $437,900 median home, the estimated payment is $3,576/month at 7.18% including the 2.15% first-use funding fee.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

Median household income: $159,638; value-to-income ratio 2.74. Rogers ranks 9 by home value and 84 by population among 101 places in our MN dataset.

What does a VA loan cost on a typical Rogers home?

ItemRogers
Median home value (Census ACS)$437,900
Minnesota median home value$305,500
Down payment (0%)$0
Loan incl. 2.15% funding fee$447,315
Estimated monthly payment (PITI + MI)$3,576
Income needed (28% / 36%)$154,000 / $120,000
Hennepin County 2026 county limit for partial VA entitlement$832,750

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Minnesota's 1.04% effective property tax rate (Census ACS), $1,988/yr homeowners insurance (NAIC state average); VA loans have no monthly mortgage insurance.

What is the 2026 VA loan limit in Rogers?

VA loans have no loan limit for borrowers with full entitlement. If part of your entitlement is tied up in another VA loan, VA uses Hennepin County's 2026 conforming limit of $832,750 to calculate your zero-down maximum. The county's FHA limit is $552,000 for comparison.

The Rogers median home value of $437,900 is 43% above the Minnesota median, and within what the county limit supports.

Which down payment assistance programs can Rogers buyers use?

VA loans in nearby cities

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VA loan FAQs for Rogers

Not for borrowers with full entitlement. If you have an active VA loan or unrestored entitlement, Hennepin County's 2026 limit of $832,750 is used to calculate how much you can borrow with no down payment.

With 0% down on $437,900, a 2.15% first-use funding fee financed brings the loan to about $447,315; the estimated payment including Minnesota taxes and insurance is $3,576/month. Veterans with a service-connected disability rating are generally exempt from the fee.

At the $437,900 median value (above the Minnesota median of $305,500), the estimated payment of $3,576/month at 7.18% needs about $154,000 a year under the 28% housing guideline, or $120,000 if your total debts stay under 36%.

0 city-level, 0 county-level and 2 statewide programs are verified for this city (2 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.