Buying a Home in Durham County, NC (2026): $832,750 Limit & Cities

Buying a home in Durham County, NC

Quick answer

Durham County, NC has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $634,800. Explore 1 Census-backed city pages in this county, with home values from $355,300 to $355,300. 0 county-level assistance programs have been verified.

What do homes cost across Durham County?

City	Population	Median home value
Durham	288,465	$355,300

What assistance is available in Durham County?

NC 1st Home Advantage Down Payment — $15,000; forgivable; state-level. North Carolina Housing Finance Agency · Verified October 23, 2026

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.