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Purchase Mortgage Loan

Buying a home in Westchester County, NY

Quick answer

Westchester County, NY has a 2026 one-unit conforming loan limit of $1,209,750 and an FHA limit of $1,249,125. Explore 17 Census-backed city pages in this county, with home values from $376,800 to $1,785,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Westchester County?

CityPopulationMedian home value
Yonkers209,529$478,000
New Rochelle81,591$667,300
Mount Vernon72,528$449,600
White Plains59,818$624,100
Port Chester31,162$563,900
Harrison29,279$1,001,900
Ossining26,979$444,200
Peekskill25,484$376,800
Eastchester20,519$774,200
Mamaroneck19,840$705,200
Scarsdale18,005$1,703,800
Rye16,410$1,785,400
Jefferson Valley-Yorktown14,195$566,800
Tarrytown11,752$639,700
Dobbs Ferry11,397$719,300
Mount Kisco10,782$485,800
Sleepy Hollow10,592$756,700

What assistance is available in Westchester County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.