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Purchase Mortgage Loan

Buying a home in Suffolk County, NY

Quick answer

Suffolk County, NY has a 2026 one-unit conforming loan limit of $1,209,750 and an FHA limit of $1,249,125. Explore 57 Census-backed city pages in this county, with home values from $326,600 to $891,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Suffolk County?

CityPopulationMedian home value
West Babylon43,239$490,500
Coram41,527$425,300
Central Islip37,751$405,000
Commack36,353$647,000
Huntington Station33,283$540,400
Centereach31,501$471,300
Bay Shore31,275$467,800
Shirley27,807$390,300
Deer Park27,334$497,900
Lindenhurst27,106$484,800
West Islip26,559$592,700
Holbrook26,256$504,100
Medford25,681$444,500
Dix Hills25,042$891,400
Smithtown24,940$661,400
Copiague23,332$463,300
Selden21,707$435,700
East Patchogue21,364$459,200
Hauppauge20,772$634,700
North Bay Shore20,501$449,900
North Amityville20,364$452,100
Huntington20,117$733,000
East Northport19,672$601,300
Holtsville19,250$483,400
Melville19,187$778,400
Ronkonkoma18,368$467,600
Lake Ronkonkoma18,289$484,700
North Babylon18,208$470,900
Islip17,224$486,900
Hampton Bays17,138$688,900
Farmingville16,605$444,300
Mastic Beach16,382$326,600
Kings Park16,249$586,300
Sayville15,593$615,700
Riverhead15,073$449,000
Mastic15,031$370,500
Greenlawn14,986$626,700
Rocky Point13,931$417,400
East Islip13,687$577,600
St. James13,680$632,900
Nesconset13,344$627,300
Stony Brook12,827$587,300
Manorville12,737$546,600
Ridge12,506$404,900
Patchogue12,368$446,700
Babylon12,182$622,100
Mount Sinai11,876$637,700
Miller Place11,743$588,100
North Lindenhurst11,153$469,400
Elwood11,140$664,200
Middle Island11,086$347,900
Lake Grove11,050$550,700
North Bellport10,999$392,100
Terryville10,962$445,100
East Setauket10,385$613,300
Fort Salonga10,203$843,000
South Huntington10,150$614,200

What assistance is available in Suffolk County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.