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Purchase Mortgage Loan

Buying a home in Somerset County, NJ

Quick answer

Somerset County, NJ has a 2026 one-unit conforming loan limit of $1,209,750 and an FHA limit of $1,249,125. Explore 12 Census-backed city pages in this county, with home values from $321,100 to $736,000. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Somerset County?

CityPopulationMedian home value
Somerset23,851$408,600
North Plainfield22,667$350,700
Hillsborough22,302$411,400
Bradley Gardens14,315$508,800
Franklin Park13,327$326,800
Somerville12,958$403,600
Bound Brook12,023$362,900
Martinsville12,016$702,700
Manville10,870$321,100
The Hills10,732$570,100
East Franklin10,281$366,900
Blackwells Mills10,220$736,000

What assistance is available in Somerset County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.