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Purchase Mortgage Loan

Buying a home in Bergen County, NJ

Quick answer

Bergen County, NJ has a 2026 one-unit conforming loan limit of $1,209,750 and an FHA limit of $1,249,125. Explore 35 Census-backed city pages in this county, with home values from $370,300 to $1,217,500. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Bergen County?

CityPopulationMedian home value
Hackensack45,768$370,300
Fort Lee39,818$422,200
Fair Lawn35,153$532,700
Garfield32,502$454,300
Englewood29,342$497,500
Bergenfield28,269$469,200
Paramus26,500$736,000
Ridgewood26,076$882,700
Lodi25,946$449,200
Cliffside Park25,580$577,200
Elmwood Park21,287$456,000
Palisades Park20,192$704,400
Rutherford18,748$580,800
Dumont18,072$469,900
New Milford16,882$554,800
North Arlington16,368$464,700
Tenafly15,252$974,300
Fairview14,920$512,100
Ramsey14,722$665,700
Edgewater14,544$723,400
Ridgefield Park13,167$459,400
Oakland12,700$567,200
Glen Rock12,082$817,300
Hasbrouck Heights12,067$508,500
River Edge12,024$637,500
Wallington11,825$493,700
Ridgefield11,439$609,700
Westwood11,221$587,700
Franklin Lakes11,011$1,217,500
Little Ferry10,942$388,500
East Rutherford10,154$453,500
Wood-Ridge10,094$532,900
Waldwick10,090$576,200
Hillsdale10,086$656,800
Maywood10,042$495,700

What assistance is available in Bergen County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.