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Purchase Mortgage Loan

Buying a home in St. Louis County, MO

Quick answer

St. Louis County, MO has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 28 Census-backed city pages in this county, with home values from $62,300 to $895,000. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across St. Louis County?

CityPopulationMedian home value
Florissant51,915$136,200
Chesterfield49,591$458,000
Wildwood35,168$472,800
Oakville35,166$292,500
University City34,655$285,100
Ballwin30,835$353,400
Kirkwood29,302$421,500
Mehlville29,089$210,200
Maryland Heights27,981$215,300
Hazelwood25,214$154,900
Webster Groves23,771$371,400
Old Jamestown21,121$230,100
Affton20,035$200,300
Creve Coeur18,643$566,100
Ferguson18,350$99,300
Manchester18,189$298,400
Spanish Lake18,183$121,300
Concord18,028$279,400
Clayton17,282$799,200
Lemay16,431$139,100
Overland15,762$121,500
Jennings12,900$62,300
St. Ann12,865$118,600
Eureka12,371$352,200
Crestwood12,298$291,400
Town and Country11,605$895,000
Bridgeton11,372$234,100
Bellefontaine Neighbors10,562$92,500

What assistance is available in St. Louis County?

No applicable programs have been verified for this city yet. Check the state housing finance agency for current assistance.

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.