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Purchase Mortgage Loan

Buying a home in Montgomery County, MD

Quick answer

Montgomery County, MD has a 2026 one-unit conforming loan limit of $1,249,125 and an FHA limit of $1,249,125. Explore 26 Census-backed city pages in this county, with home values from $367,100 to $1,225,300. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Montgomery County?

CityPopulationMedian home value
Germantown90,521$401,400
Silver Spring82,129$619,400
Gaithersburg69,225$484,500
Bethesda67,403$1,129,700
Rockville67,218$658,300
Aspen Hill53,752$538,000
Wheaton52,172$483,100
North Bethesda49,498$712,100
Potomac46,230$1,105,900
Olney36,000$632,400
Montgomery Village34,161$367,100
Clarksburg29,246$646,200
Fairland26,183$440,800
North Potomac23,994$793,200
Redland18,976$519,600
Calverton17,721$468,600
Takoma Park17,522$721,500
Damascus16,864$496,500
Cloverly16,726$652,200
Glenmont16,529$542,300
White Oak16,458$520,200
Kemp Mill14,437$567,300
Colesville14,075$593,900
Flower Hill13,743$426,900
Travilah11,128$1,225,300
Burtonsville10,063$481,800

What assistance is available in Montgomery County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.