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Purchase Mortgage Loan

Buying a home in Howard County, MD

Quick answer

Howard County, MD has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $747,500. Explore 6 Census-backed city pages in this county, with home values from $438,200 to $644,300. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Howard County?

CityPopulationMedian home value
Columbia105,871$480,300
Ellicott City73,737$644,300
Ilchester27,552$498,500
Elkridge26,183$438,200
North Laurel25,201$442,800
Scaggsville10,441$629,800

What assistance is available in Howard County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.