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Purchase Mortgage Loan

Buying a home in Frederick County, MD

Quick answer

Frederick County, MD has a 2026 one-unit conforming loan limit of $1,249,125 and an FHA limit of $1,249,125. Explore 5 Census-backed city pages in this county, with home values from $365,200 to $596,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Frederick County?

CityPopulationMedian home value
Frederick80,617$365,200
Ballenger Creek25,866$369,800
Urbana13,897$596,400
Green Valley13,187$579,100
Linganore13,044$498,100

What assistance is available in Frederick County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.