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Purchase Mortgage Loan

Buying a home in Polk County, IA

Quick answer

Polk County, IA has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 9 Census-backed city pages in this county, with home values from $183,700 to $379,000. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Polk County?

CityPopulationMedian home value
Des Moines212,464$183,700
Ankeny70,542$311,300
West Des Moines69,893$286,300
Urbandale46,026$318,800
Johnston24,196$346,200
Altoona20,592$257,300
Clive18,776$379,000
Grimes15,810$281,000
Pleasant Hill10,796$284,100

What assistance is available in Polk County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.