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Purchase Mortgage Loan

Buying a home in Polk County, FL

Quick answer

Polk County, FL has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 12 Census-backed city pages in this county, with home values from $210,400 to $352,000. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Polk County?

CityPopulationMedian home value
Lakeland117,030$229,100
Winter Haven52,846$248,200
Haines City31,156$250,700
Bartow19,801$210,400
Auburndale17,438$272,700
Lake Wales16,365$225,900
Highland City12,732$301,600
Medulla11,712$288,400
Lakeland Highlands11,669$352,000
Davenport11,660$297,000
Fuller Heights10,697$262,000
Cypress Gardens10,013$270,600

What assistance is available in Polk County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.