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Purchase Mortgage Loan

Buying a home in Miami-Dade County, FL

Quick answer

Miami-Dade County, FL has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $667,000. Explore 54 Census-backed city pages in this county, with home values from $251,000 to $1,238,700. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Miami-Dade County?

CityPopulationMedian home value
Miami446,663$475,200
Hialeah221,901$359,200
Miami Gardens111,264$337,200
Miami Beach81,319$542,000
Homestead80,725$346,500
Kendall78,527$516,900
Doral76,490$514,600
North Miami59,429$326,300
The Hammocks58,548$437,700
Fountainebleau56,453$284,600
Westchester53,082$473,300
Kendale Lakes52,141$378,100
Tamiami51,201$451,400
Country Club51,000$340,900
Coral Gables49,243$1,007,500
Cutler Bay44,483$420,800
North Miami Beach43,104$317,800
Princeton41,476$386,000
Aventura39,372$416,300
South Miami Heights37,525$357,000
Richmond West35,988$448,900
Kendall West35,492$377,800
Golden Glades35,042$346,900
West Little River33,147$293,400
Miami Lakes30,731$577,300
Leisure City26,917$333,100
Ives Estates26,154$287,500
Palmetto Bay24,247$787,000
Coral Terrace24,051$496,500
Hialeah Gardens22,634$319,200
The Crossings22,359$414,300
Sunny Isles Beach22,125$489,700
Sweetwater19,544$251,000
Country Walk18,693$489,400
Glenvar Heights18,488$496,200
Pinecrest18,138$1,179,400
Pinewood17,427$315,400
Ojus17,101$298,500
Palmetto Estates16,587$412,200
Three Lakes16,426$434,800
Brownsville16,391$285,100
Opa-locka16,097$281,000
Gladeview14,657$295,000
Naranja14,610$310,700
Key Biscayne14,560$1,238,700
Sunset13,652$537,500
Miami Springs13,606$504,000
Olympia Heights13,179$497,300
Florida City12,791$353,200
Goulds12,019$415,100
South Miami11,926$736,900
Westview11,823$333,500
Miami Shores11,627$788,600
Westwood Lakes10,768$465,000

What assistance is available in Miami-Dade County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.