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Purchase Mortgage Loan

Buying a home in Clay County, FL

Quick answer

Clay County, FL has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $580,750. Explore 6 Census-backed city pages in this county, with home values from $218,700 to $387,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Clay County?

CityPopulationMedian home value
Lakeside31,548$249,300
Oakleaf Plantation30,737$309,300
Fleming Island29,351$387,400
Bellair-Meadowbrook Terrace13,887$218,700
Asbury Lake13,465$293,000
Middleburg11,911$241,700

What assistance is available in Clay County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.