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Purchase Mortgage Loan

Buying a home in Shelby County, AL

Quick answer

Shelby County, AL has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 5 Census-backed city pages in this county, with home values from $214,200 to $339,400. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Shelby County?

CityPopulationMedian home value
Alabaster33,633$242,600
Pelham24,510$278,900
Helena21,452$292,700
Calera17,188$214,200
Chelsea15,731$339,400

What assistance is available in Shelby County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.