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Purchase Mortgage Loan

Buying a home in Jefferson County, AL

Quick answer

Jefferson County, AL has a 2026 one-unit conforming loan limit of $832,750 and an FHA limit of $541,287. Explore 14 Census-backed city pages in this county, with home values from $129,800 to $891,300. 0 county-level assistance programs have been verified.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast updated

What do homes cost across Jefferson County?

CityPopulationMedian home value
Birmingham199,322$138,600
Hoover92,401$391,300
Vestavia Hills38,704$494,500
Homewood27,697$502,300
Trussville26,182$351,500
Bessemer25,655$129,800
Mountain Brook22,160$891,300
Hueytown16,541$142,900
Center Point16,125$130,200
Gardendale16,110$234,900
McCalla13,939$252,800
Irondale13,462$250,000
Leeds12,221$220,400
Clay10,288$198,400

What assistance is available in Jefferson County?

All 1–4 unit county loan limits

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.