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Purchase Mortgage Loan

Wyoming loan limits for 2026

Quick answer

In 2026, the single-family conforming loan limit in Wyoming is $832,750 to $1,249,125 depending on county, and FHA limits range from $541,287 to $1,249,125. 1 of 23 counties are high-cost areas with higher caps. Look up your county below for official 1–4 unit limits from FHFA and HUD.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

What are the loan limits in each Wyoming county?

CountyConforming (1 unit)FHA (1 unit)FHA (2 units)Median home value
Albany County$832,750$541,287$693,050$322,100
Big Horn County$832,750$541,287$693,050$198,200
Campbell County$832,750$541,287$693,050$266,400
Carbon County$832,750$541,287$693,050$214,500
Converse County$832,750$541,287$693,050$269,700
Crook County$832,750$541,287$693,050$276,800
Fremont County$832,750$541,287$693,050$252,700
Goshen County$832,750$541,287$693,050$234,600
Hot Springs County$832,750$541,287$693,050$214,400
Johnson County$832,750$541,287$693,050$296,000
Laramie County$832,750$541,287$693,050$324,900
Lincoln County$832,750$541,287$693,050$334,500
Natrona County$832,750$541,287$693,050$260,400
Niobrara County$832,750$541,287$693,050$194,200
Park County$832,750$541,287$693,050$374,200
Platte County$832,750$541,287$693,050$248,900
Sheridan County$832,750$541,287$693,050$352,200
Sublette County$832,750$541,287$693,050$350,100
Sweetwater County$832,750$541,287$693,050$242,900
Teton County$1,249,125$1,249,125$1,599,375$1,371,900
Uinta County$832,750$579,600$742,000$255,400
Washakie County$832,750$541,287$693,050$188,600
Weston County$832,750$541,287$693,050$214,000

Which Wyoming counties are high-cost areas?

Teton County has conforming limits above the $832,750 baseline because local home values are higher.

Largest cities in Wyoming

Frequently asked questions

FHA one-unit limits in Wyoming start at $541,287. In Laramie County, the most populous county, it's $541,287.

The 2026 one-unit conforming limit in Laramie County is $832,750.

With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.