What are the loan limits in each Louisiana county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Acadia Parish | $832,750 | $541,287 | $693,050 | $146,900 |
| Allen Parish | $832,750 | $541,287 | $693,050 | $110,800 |
| Ascension Parish | $832,750 | $541,287 | $693,050 | $265,300 |
| Assumption Parish | $832,750 | $541,287 | $693,050 | $141,200 |
| Avoyelles Parish | $832,750 | $541,287 | $693,050 | $120,200 |
| Beauregard Parish | $832,750 | $541,287 | $693,050 | $164,500 |
| Bienville Parish | $832,750 | $541,287 | $693,050 | $93,600 |
| Bossier Parish | $832,750 | $541,287 | $693,050 | $215,100 |
| Caddo Parish | $832,750 | $541,287 | $693,050 | $175,900 |
| Calcasieu Parish | $832,750 | $541,287 | $693,050 | $208,500 |
| Caldwell Parish | $832,750 | $541,287 | $693,050 | $106,000 |
| Cameron Parish | $832,750 | $541,287 | $693,050 | $183,300 |
| Catahoula Parish | $832,750 | $541,287 | $693,050 | $88,000 |
| Claiborne Parish | $832,750 | $541,287 | $693,050 | $82,400 |
| Concordia Parish | $832,750 | $541,287 | $693,050 | $102,400 |
| De Soto Parish | $832,750 | $541,287 | $693,050 | $150,700 |
| East Baton Rouge Parish | $832,750 | $541,287 | $693,050 | $241,800 |
| East Carroll Parish | $832,750 | $541,287 | $693,050 | $87,400 |
| East Feliciana Parish | $832,750 | $541,287 | $693,050 | $213,700 |
| Evangeline Parish | $832,750 | $541,287 | $693,050 | $118,500 |
| Franklin Parish | $832,750 | $541,287 | $693,050 | $117,200 |
| Grant Parish | $832,750 | $541,287 | $693,050 | $135,900 |
| Iberia Parish | $832,750 | $541,287 | $693,050 | $156,000 |
| Iberville Parish | $832,750 | $541,287 | $693,050 | $177,100 |
| Jackson Parish | $832,750 | $541,287 | $693,050 | $107,400 |
| Jefferson Davis Parish | $832,750 | $541,287 | $693,050 | $145,000 |
| Jefferson Parish | $832,750 | $541,287 | $693,050 | $243,500 |
| Lafayette Parish | $832,750 | $541,287 | $693,050 | $234,200 |
| Lafourche Parish | $832,750 | $541,287 | $693,050 | $190,800 |
| LaSalle Parish | $832,750 | $541,287 | $693,050 | $137,200 |
| Lincoln Parish | $832,750 | $541,287 | $693,050 | $195,500 |
| Livingston Parish | $832,750 | $541,287 | $693,050 | $218,900 |
| Madison Parish | $832,750 | $541,287 | $693,050 | $90,600 |
| Morehouse Parish | $832,750 | $541,287 | $693,050 | $108,700 |
| Natchitoches Parish | $832,750 | $541,287 | $693,050 | $163,000 |
| Orleans Parish | $832,750 | $541,287 | $693,050 | $296,400 |
| Ouachita Parish | $832,750 | $541,287 | $693,050 | $183,000 |
| Plaquemines Parish | $832,750 | $541,287 | $693,050 | $275,800 |
| Pointe Coupee Parish | $832,750 | $541,287 | $693,050 | $174,500 |
| Rapides Parish | $832,750 | $541,287 | $693,050 | $179,100 |
| Red River Parish | $832,750 | $541,287 | $693,050 | $103,200 |
| Richland Parish | $832,750 | $541,287 | $693,050 | $124,500 |
| Sabine Parish | $832,750 | $541,287 | $693,050 | $129,400 |
| St. Bernard Parish | $832,750 | $541,287 | $693,050 | $192,100 |
| St. Charles Parish | $832,750 | $541,287 | $693,050 | $256,800 |
| St. Helena Parish | $832,750 | $541,287 | $693,050 | $106,400 |
| St. James Parish | $832,750 | $541,287 | $693,050 | $197,800 |
| St. John the Baptist Parish | $832,750 | $541,287 | $693,050 | $184,000 |
| St. Landry Parish | $832,750 | $541,287 | $693,050 | $142,900 |
| St. Martin Parish | $832,750 | $541,287 | $693,050 | $151,000 |
| St. Mary Parish | $832,750 | $541,287 | $693,050 | $128,000 |
| St. Tammany Parish | $832,750 | $541,287 | $693,050 | $272,200 |
| Tangipahoa Parish | $832,750 | $541,287 | $693,050 | $204,600 |
| Tensas Parish | $832,750 | $541,287 | $693,050 | $80,300 |
| Terrebonne Parish | $832,750 | $541,287 | $693,050 | $189,100 |
| Union Parish | $832,750 | $541,287 | $693,050 | $115,400 |
| Vermilion Parish | $832,750 | $541,287 | $693,050 | $159,700 |
| Vernon Parish | $832,750 | $541,287 | $693,050 | $143,500 |
| Washington Parish | $832,750 | $541,287 | $693,050 | $139,400 |
| Webster Parish | $832,750 | $541,287 | $693,050 | $105,600 |
| West Baton Rouge Parish | $832,750 | $541,287 | $693,050 | $225,900 |
| West Carroll Parish | $832,750 | $541,287 | $693,050 | $97,600 |
| West Feliciana Parish | $832,750 | $541,287 | $693,050 | $263,200 |
| Winn Parish | $832,750 | $541,287 | $693,050 | $102,600 |
Which Louisiana counties are high-cost areas?
No Louisiana county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in Louisiana
Frequently asked questions
FHA one-unit limits in Louisiana start at $541,287. In East Baton Rouge Parish, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in East Baton Rouge Parish is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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