What are the loan limits in each Kansas county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Allen County | $832,750 | $541,287 | $693,050 | $100,400 |
| Anderson County | $832,750 | $541,287 | $693,050 | $147,900 |
| Atchison County | $832,750 | $541,287 | $693,050 | $147,900 |
| Barber County | $832,750 | $541,287 | $693,050 | $92,700 |
| Barton County | $832,750 | $541,287 | $693,050 | $117,200 |
| Bourbon County | $832,750 | $541,287 | $693,050 | $107,600 |
| Brown County | $832,750 | $541,287 | $693,050 | $111,100 |
| Butler County | $832,750 | $541,287 | $693,050 | $199,600 |
| Chase County | $832,750 | $541,287 | $693,050 | $106,200 |
| Chautauqua County | $832,750 | $541,287 | $693,050 | $63,300 |
| Cherokee County | $832,750 | $541,287 | $693,050 | $99,400 |
| Cheyenne County | $832,750 | $541,287 | $693,050 | $119,300 |
| Clark County | $832,750 | $541,287 | $693,050 | $78,400 |
| Clay County | $832,750 | $541,287 | $693,050 | $149,600 |
| Cloud County | $832,750 | $541,287 | $693,050 | $96,300 |
| Coffey County | $832,750 | $541,287 | $693,050 | $139,500 |
| Comanche County | $832,750 | $541,287 | $693,050 | $59,900 |
| Cowley County | $832,750 | $541,287 | $693,050 | $111,600 |
| Crawford County | $832,750 | $541,287 | $693,050 | $122,400 |
| Decatur County | $832,750 | $541,287 | $693,050 | $78,500 |
| Dickinson County | $832,750 | $541,287 | $693,050 | $148,500 |
| Doniphan County | $832,750 | $541,287 | $693,050 | $121,200 |
| Douglas County | $832,750 | $541,287 | $693,050 | $281,600 |
| Edwards County | $832,750 | $541,287 | $693,050 | $70,500 |
| Elk County | $832,750 | $541,287 | $693,050 | $60,900 |
| Ellis County | $832,750 | $541,287 | $693,050 | $211,100 |
| Ellsworth County | $832,750 | $541,287 | $693,050 | $116,300 |
| Finney County | $832,750 | $541,287 | $693,050 | $191,100 |
| Ford County | $832,750 | $541,287 | $693,050 | $132,700 |
| Franklin County | $832,750 | $541,287 | $693,050 | $187,400 |
| Geary County | $832,750 | $541,287 | $693,050 | $165,000 |
| Gove County | $832,750 | $541,287 | $693,050 | $119,000 |
| Graham County | $832,750 | $541,287 | $693,050 | $88,800 |
| Grant County | $832,750 | $541,287 | $693,050 | $146,200 |
| Gray County | $832,750 | $541,287 | $693,050 | $174,700 |
| Greeley County | $832,750 | $541,287 | $693,050 | $108,900 |
| Greenwood County | $832,750 | $541,287 | $693,050 | $82,600 |
| Hamilton County | $832,750 | $541,287 | $693,050 | $119,700 |
| Harper County | $832,750 | $541,287 | $693,050 | $77,300 |
| Harvey County | $832,750 | $541,287 | $693,050 | $173,300 |
| Haskell County | $832,750 | $541,287 | $693,050 | $154,800 |
| Hodgeman County | $832,750 | $541,287 | $693,050 | $92,700 |
| Jackson County | $832,750 | $541,287 | $693,050 | $193,600 |
| Jefferson County | $832,750 | $541,287 | $693,050 | $200,800 |
| Jewell County | $832,750 | $541,287 | $693,050 | $62,100 |
| Johnson County | $832,750 | $541,287 | $693,050 | $366,000 |
| Kearny County | $832,750 | $541,287 | $693,050 | $152,500 |
| Kingman County | $832,750 | $541,287 | $693,050 | $107,400 |
| Kiowa County | $832,750 | $541,287 | $693,050 | $152,400 |
| Labette County | $832,750 | $541,287 | $693,050 | $92,100 |
| Lane County | $832,750 | $541,287 | $693,050 | $119,000 |
| Leavenworth County | $832,750 | $541,287 | $693,050 | $260,600 |
| Lincoln County | $832,750 | $541,287 | $693,050 | $92,600 |
| Linn County | $832,750 | $541,287 | $693,050 | $164,500 |
| Logan County | $832,750 | $541,287 | $693,050 | $116,600 |
| Lyon County | $832,750 | $541,287 | $693,050 | $142,200 |
| Marion County | $832,750 | $541,287 | $693,050 | $114,400 |
| Marshall County | $832,750 | $541,287 | $693,050 | $119,500 |
| McPherson County | $832,750 | $541,287 | $693,050 | $198,400 |
| Meade County | $832,750 | $541,287 | $693,050 | $122,000 |
| Miami County | $832,750 | $541,287 | $693,050 | $277,700 |
| Mitchell County | $832,750 | $541,287 | $693,050 | $109,600 |
| Montgomery County | $832,750 | $541,287 | $693,050 | $92,100 |
| Morris County | $832,750 | $541,287 | $693,050 | $120,900 |
| Morton County | $832,750 | $541,287 | $693,050 | $95,600 |
| Nemaha County | $832,750 | $541,287 | $693,050 | $196,100 |
| Neosho County | $832,750 | $541,287 | $693,050 | $101,200 |
| Ness County | $832,750 | $541,287 | $693,050 | $85,400 |
| Norton County | $832,750 | $541,287 | $693,050 | $106,300 |
| Osage County | $832,750 | $541,287 | $693,050 | $142,800 |
| Osborne County | $832,750 | $541,287 | $693,050 | $84,700 |
| Ottawa County | $832,750 | $541,287 | $693,050 | $164,100 |
| Pawnee County | $832,750 | $541,287 | $693,050 | $102,400 |
| Phillips County | $832,750 | $541,287 | $693,050 | $94,700 |
| Pottawatomie County | $832,750 | $541,287 | $693,050 | $223,000 |
| Pratt County | $832,750 | $541,287 | $693,050 | $114,500 |
| Rawlins County | $832,750 | $541,287 | $693,050 | $99,400 |
| Reno County | $832,750 | $541,287 | $693,050 | $125,000 |
| Republic County | $832,750 | $541,287 | $693,050 | $76,000 |
| Rice County | $832,750 | $541,287 | $693,050 | $105,500 |
| Riley County | $832,750 | $541,287 | $693,050 | $231,200 |
| Rooks County | $832,750 | $541,287 | $693,050 | $90,000 |
| Rush County | $832,750 | $541,287 | $693,050 | $79,300 |
| Russell County | $832,750 | $541,287 | $693,050 | $106,400 |
| Saline County | $832,750 | $541,287 | $693,050 | $171,900 |
| Scott County | $832,750 | $541,287 | $693,050 | $170,100 |
| Sedgwick County | $832,750 | $541,287 | $693,050 | $190,700 |
| Seward County | $832,750 | $541,287 | $693,050 | $134,000 |
| Shawnee County | $832,750 | $541,287 | $693,050 | $170,400 |
| Sheridan County | $832,750 | $541,287 | $693,050 | $152,000 |
| Sherman County | $832,750 | $541,287 | $693,050 | $126,300 |
| Smith County | $832,750 | $541,287 | $693,050 | $91,000 |
| Stafford County | $832,750 | $541,287 | $693,050 | $96,700 |
| Stanton County | $832,750 | $541,287 | $693,050 | $64,200 |
| Stevens County | $832,750 | $541,287 | $693,050 | $124,500 |
| Sumner County | $832,750 | $541,287 | $693,050 | $118,700 |
| Thomas County | $832,750 | $541,287 | $693,050 | $165,900 |
| Trego County | $832,750 | $541,287 | $693,050 | $115,400 |
| Wabaunsee County | $832,750 | $541,287 | $693,050 | $178,200 |
| Wallace County | $832,750 | $541,287 | $693,050 | $94,200 |
| Washington County | $832,750 | $541,287 | $693,050 | $106,100 |
| Wichita County | $832,750 | $541,287 | $693,050 | $98,700 |
| Wilson County | $832,750 | $541,287 | $693,050 | $93,900 |
| Woodson County | $832,750 | $541,287 | $693,050 | $77,100 |
| Wyandotte County | $832,750 | $541,287 | $693,050 | $152,700 |
Which Kansas counties are high-cost areas?
No Kansas county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in Kansas
Frequently asked questions
FHA one-unit limits in Kansas start at $541,287. In Johnson County, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in Johnson County is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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