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Connecticut loan limits for 2026

Quick answer

In 2026, the single-family conforming loan limit in Connecticut is $832,750 to $977,500 depending on county, and FHA limits range from $541,287 to $977,500. 3 of 9 counties are high-cost areas with higher caps. Look up your county below for official 1–4 unit limits from FHFA and HUD.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

What are the loan limits in each Connecticut county?

CountyConforming (1 unit)FHA (1 unit)FHA (2 units)Median home value
Capitol Planning Region$832,750$541,287$693,050$298,200
Greater Bridgeport Planning Region$977,500$977,500$1,251,400$397,000
Lower Connecticut River Valley Planning Region$832,750$541,287$693,050$359,000
Naugatuck Valley Planning Region$851,000$541,287$693,050$290,800
Northeastern Connecticut Planning Region$832,750$541,287$693,050$281,300
Northwest Hills Planning Region$832,750$541,287$693,050$311,700
South Central Connecticut Planning Region$832,750$541,287$693,050$328,300
Southeastern Connecticut Planning Region$832,750$541,287$693,050$293,900
Western Connecticut Planning Region$977,500$977,500$1,251,400$625,400

Which Connecticut counties are high-cost areas?

Greater Bridgeport Planning Region, Naugatuck Valley Planning Region, Western Connecticut Planning Region have conforming limits above the $832,750 baseline because local home values are higher.

Largest cities in Connecticut

BridgeportStamfordNew HavenHartfordWaterburyNorwalkDanburyNew BritainWest HartfordBristolMeridenWest Haven

Frequently asked questions

FHA one-unit limits in Connecticut start at $541,287. In Capitol Planning Region, the most populous county, it's $541,287.

The 2026 one-unit conforming limit in Capitol Planning Region is $832,750.

With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.