What are the loan limits in each Arkansas county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Arkansas County | $832,750 | $541,287 | $693,050 | $129,400 |
| Ashley County | $832,750 | $541,287 | $693,050 | $88,800 |
| Baxter County | $832,750 | $541,287 | $693,050 | $165,400 |
| Benton County | $832,750 | $541,287 | $693,050 | $285,100 |
| Boone County | $832,750 | $541,287 | $693,050 | $169,300 |
| Bradley County | $832,750 | $541,287 | $693,050 | $97,000 |
| Calhoun County | $832,750 | $541,287 | $693,050 | $97,300 |
| Carroll County | $832,750 | $541,287 | $693,050 | $186,300 |
| Chicot County | $832,750 | $541,287 | $693,050 | $90,500 |
| Clark County | $832,750 | $541,287 | $693,050 | $147,100 |
| Clay County | $832,750 | $541,287 | $693,050 | $88,100 |
| Cleburne County | $832,750 | $541,287 | $693,050 | $174,600 |
| Cleveland County | $832,750 | $541,287 | $693,050 | $123,400 |
| Columbia County | $832,750 | $541,287 | $693,050 | $141,700 |
| Conway County | $832,750 | $541,287 | $693,050 | $137,000 |
| Craighead County | $832,750 | $541,287 | $693,050 | $198,700 |
| Crawford County | $832,750 | $541,287 | $693,050 | $170,000 |
| Crittenden County | $832,750 | $541,287 | $693,050 | $155,100 |
| Cross County | $832,750 | $541,287 | $693,050 | $104,000 |
| Dallas County | $832,750 | $541,287 | $693,050 | $98,200 |
| Desha County | $832,750 | $541,287 | $693,050 | $89,100 |
| Drew County | $832,750 | $541,287 | $693,050 | $127,800 |
| Faulkner County | $832,750 | $541,287 | $693,050 | $211,300 |
| Franklin County | $832,750 | $541,287 | $693,050 | $118,800 |
| Fulton County | $832,750 | $541,287 | $693,050 | $107,200 |
| Garland County | $832,750 | $541,287 | $693,050 | $176,400 |
| Grant County | $832,750 | $541,287 | $693,050 | $154,500 |
| Greene County | $832,750 | $541,287 | $693,050 | $162,200 |
| Hempstead County | $832,750 | $541,287 | $693,050 | $100,200 |
| Hot Spring County | $832,750 | $541,287 | $693,050 | $127,900 |
| Howard County | $832,750 | $541,287 | $693,050 | $135,400 |
| Independence County | $832,750 | $541,287 | $693,050 | $120,500 |
| Izard County | $832,750 | $541,287 | $693,050 | $122,100 |
| Jackson County | $832,750 | $541,287 | $693,050 | $87,300 |
| Jefferson County | $832,750 | $541,287 | $693,050 | $106,000 |
| Johnson County | $832,750 | $541,287 | $693,050 | $124,800 |
| Lafayette County | $832,750 | $541,287 | $693,050 | $74,600 |
| Lawrence County | $832,750 | $541,287 | $693,050 | $91,100 |
| Lee County | $832,750 | $541,287 | $693,050 | $77,900 |
| Lincoln County | $832,750 | $541,287 | $693,050 | $106,100 |
| Little River County | $832,750 | $541,287 | $693,050 | $113,400 |
| Logan County | $832,750 | $541,287 | $693,050 | $126,900 |
| Lonoke County | $832,750 | $541,287 | $693,050 | $184,100 |
| Madison County | $832,750 | $541,287 | $693,050 | $157,800 |
| Marion County | $832,750 | $541,287 | $693,050 | $158,400 |
| Miller County | $832,750 | $541,287 | $693,050 | $148,200 |
| Mississippi County | $832,750 | $541,287 | $693,050 | $115,800 |
| Monroe County | $832,750 | $541,287 | $693,050 | $82,200 |
| Montgomery County | $832,750 | $541,287 | $693,050 | $136,000 |
| Nevada County | $832,750 | $541,287 | $693,050 | $85,700 |
| Newton County | $832,750 | $541,287 | $693,050 | $178,800 |
| Ouachita County | $832,750 | $541,287 | $693,050 | $99,600 |
| Perry County | $832,750 | $541,287 | $693,050 | $129,300 |
| Phillips County | $832,750 | $541,287 | $693,050 | $76,200 |
| Pike County | $832,750 | $541,287 | $693,050 | $115,400 |
| Poinsett County | $832,750 | $541,287 | $693,050 | $101,200 |
| Polk County | $832,750 | $541,287 | $693,050 | $122,600 |
| Pope County | $832,750 | $541,287 | $693,050 | $161,700 |
| Prairie County | $832,750 | $541,287 | $693,050 | $87,500 |
| Pulaski County | $832,750 | $541,287 | $693,050 | $199,600 |
| Randolph County | $832,750 | $541,287 | $693,050 | $118,100 |
| Saline County | $832,750 | $541,287 | $693,050 | $211,700 |
| Scott County | $832,750 | $541,287 | $693,050 | $110,900 |
| Searcy County | $832,750 | $541,287 | $693,050 | $108,100 |
| Sebastian County | $832,750 | $541,287 | $693,050 | $166,000 |
| Sevier County | $832,750 | $541,287 | $693,050 | $111,700 |
| Sharp County | $832,750 | $541,287 | $693,050 | $94,600 |
| St. Francis County | $832,750 | $541,287 | $693,050 | $87,700 |
| Stone County | $832,750 | $541,287 | $693,050 | $149,400 |
| Union County | $832,750 | $541,287 | $693,050 | $114,700 |
| Van Buren County | $832,750 | $541,287 | $693,050 | $122,300 |
| Washington County | $832,750 | $541,287 | $693,050 | $266,000 |
| White County | $832,750 | $541,287 | $693,050 | $159,600 |
| Woodruff County | $832,750 | $541,287 | $693,050 | $96,800 |
| Yell County | $832,750 | $541,287 | $693,050 | $131,300 |
Which Arkansas counties are high-cost areas?
No Arkansas county is above the national baseline, so the conforming limit is $832,750 statewide.
Largest cities in Arkansas
Frequently asked questions
FHA one-unit limits in Arkansas start at $541,287. In Pulaski County, the most populous county, it's $541,287.
The 2026 one-unit conforming limit in Pulaski County is $832,750.
With 3.5% down, the $541,287 FHA floor supports a price of about $560,000. Higher-limit counties allow more.
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
Get matched with Arkansas lenders
Answer a few quick questions and get matched with purchase mortgage lenders in your area. Free, and it won't affect your credit score.
Get My MatchesFigures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.