What are the loan limits in each Alaska county?
| County | Conforming (1 unit) | FHA (1 unit) | FHA (2 units) | Median home value |
|---|---|---|---|---|
| Aleutians East Borough | $1,249,125 | $541,287 | $693,050 | $144,300 |
| Aleutians West Census Area | $1,249,125 | $585,350 | $749,350 | $419,100 |
| Anchorage Municipality | $1,249,125 | $541,287 | $693,050 | $375,900 |
| Bethel Census Area | $1,249,125 | $541,287 | $693,050 | $120,600 |
| Bristol Bay Borough | $1,249,125 | $541,287 | $693,050 | $269,800 |
| Chugach Census Area | $1,249,125 | $541,287 | $693,050 | $330,900 |
| Copper River Census Area | $1,249,125 | $541,287 | $693,050 | $246,700 |
| Denali Borough | $1,249,125 | $541,287 | $693,050 | $262,000 |
| Dillingham Census Area | $1,249,125 | $541,287 | $693,050 | $163,800 |
| Fairbanks North Star Borough | $1,249,125 | $541,287 | $693,050 | $282,500 |
| Haines Borough | $1,249,125 | $541,287 | $693,050 | $318,900 |
| Hoonah-Angoon Census Area | $1,249,125 | $541,287 | $693,050 | $278,300 |
| Juneau City and Borough | $1,249,125 | $596,850 | $764,050 | $432,500 |
| Kenai Peninsula Borough | $1,249,125 | $541,287 | $693,050 | $297,500 |
| Ketchikan Gateway Borough | $1,249,125 | $541,287 | $693,050 | $379,000 |
| Kodiak Island Borough | $1,249,125 | $541,650 | $693,400 | $382,700 |
| Kusilvak Census Area | $1,249,125 | $541,287 | $693,050 | $72,700 |
| Lake and Peninsula Borough | $1,249,125 | $541,287 | $693,050 | $166,100 |
| Matanuska-Susitna Borough | $1,249,125 | $541,287 | $693,050 | $319,200 |
| Nome Census Area | $1,249,125 | $541,287 | $693,050 | $201,000 |
| North Slope Borough | $1,249,125 | $541,287 | $693,050 | $219,600 |
| Northwest Arctic Borough | $1,249,125 | $541,287 | $693,050 | $162,500 |
| Petersburg Borough | $1,249,125 | $541,287 | $693,050 | $301,300 |
| Prince of Wales-Hyder Census Area | $1,249,125 | $541,287 | $693,050 | $221,800 |
| Sitka City and Borough | $1,249,125 | $586,500 | $750,800 | $442,100 |
| Skagway Municipality | $1,249,125 | $541,287 | $693,050 | $430,000 |
| Southeast Fairbanks Census Area | $1,249,125 | $541,287 | $693,050 | $262,800 |
| Wrangell City and Borough | $1,249,125 | $541,287 | $693,050 | $289,700 |
| Yakutat City and Borough | $1,249,125 | $541,287 | $693,050 | $185,000 |
| Yukon-Koyukuk Census Area | $1,249,125 | $541,287 | $693,050 | $87,800 |
Which Alaska counties are high-cost areas?
Aleutians East Borough, Aleutians West Census Area, Anchorage Municipality, Bethel Census Area, Bristol Bay Borough, Chugach Census Area, Copper River Census Area, Denali Borough, Dillingham Census Area, Fairbanks North Star Borough, Haines Borough, Hoonah-Angoon Census Area, Juneau City and Borough, Kenai Peninsula Borough, Ketchikan Gateway Borough, Kodiak Island Borough, Kusilvak Census Area, Lake and Peninsula Borough, Matanuska-Susitna Borough, Nome Census Area, North Slope Borough, Northwest Arctic Borough, Petersburg Borough, Prince of Wales-Hyder Census Area, Sitka City and Borough, Skagway Municipality, Southeast Fairbanks Census Area, Wrangell City and Borough, Yakutat City and Borough, Yukon-Koyukuk Census Area have conforming limits above the $832,750 baseline because local home values are higher.
Largest cities in Alaska
Frequently asked questions
Sources
- FHFA — 2026 Conforming Loan Limit Values
- HUD — 2026 FHA Forward Mortgage Limits (county file)
- U.S. Census Bureau — ACS 2019–2023 5-Year Estimates
Data last updated October 23, 2026.
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