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Purchase Mortgage Loan

First-time home buyer programs in Ashwaubenon, WI

Quick answer

First-time buyers in Ashwaubenon, WI can use 3%-down conventional loans (up to the $832,750 Brown County conforming limit), 3.5%-down FHA, or VA and USDA where eligible. On the $245,100 median home, 3% down is about $7,353 and the estimated payment is $2,096/month at 7.18%.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

Median household income: $71,180; value-to-income ratio 3.44. Ashwaubenon ranks 51 by home value and 50 by population among 96 places in our WI dataset.

What does a first-time buyer loan cost on a typical Ashwaubenon home?

ItemAshwaubenon
Median home value (Census ACS)$245,100
Wisconsin median home value$247,400
Down payment (3%)$7,353
Loan amount$237,747
Estimated monthly payment (PITI + MI)$2,096
Income needed (28% / 36%)$90,000 / $70,000
Brown County 2026 conforming limit (1 unit)$832,750
Max purchase price at the limit$858,000

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Wisconsin's 1.51% effective property tax rate (Census ACS), $923/yr homeowners insurance (NAIC state average) and an estimated 0.5% PMI.

What is the 2026 conforming loan limit in Ashwaubenon?

Ashwaubenon is in Brown County. Conventional 3%-down loans go up to the $832,750 conforming limit (price ≈ $858,000); FHA loans go up to $541,287.

The Ashwaubenon median home value of $245,100 is 1% below the Wisconsin median, and within what the county limit supports.

Which down payment assistance programs can Ashwaubenon buyers use?

No applicable programs have been verified for this city yet. Check the state housing finance agency for current assistance.

First-time buyer loans in nearby cities

First-time buyer loan FAQs for Ashwaubenon

On the $245,100 median: 3% conventional ≈ $7,353, 3.5% FHA ≈ $8,579, and 0% for eligible VA or USDA buyers. Conventional loans above $832,750 in Brown County become jumbo loans.

At the $245,100 median value (close to the Wisconsin median of $247,400), the estimated payment of $2,096/month at 7.18% needs about $90,000 a year under the 28% housing guideline, or $70,000 if your total debts stay under 36%.

0 city-level, 0 county-level and 0 statewide programs are verified for this city (0 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.