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First-time home buyer programs in Kenner, LA

Quick answer

First-time buyers in Kenner, LA can use 3%-down conventional loans (up to the $832,750 Jefferson Parish conforming limit), 3.5%-down FHA, or VA and USDA where eligible. On the $241,800 median home, 3% down is about $7,254 and the estimated payment is $2,049/month at 7.18%.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

Median household income: $64,099; value-to-income ratio 3.77. Kenner ranks 19 by home value and 7 by population among 57 places in our LA dataset.

What does a first-time buyer loan cost on a typical Kenner home?

ItemKenner
Median home value (Census ACS)$241,800
Louisiana median home value$208,700
Down payment (3%)$7,254
Loan amount$234,546
Estimated monthly payment (PITI + MI)$2,049
Income needed (28% / 36%)$88,000 / $69,000
Jefferson Parish 2026 conforming limit (1 unit)$832,750
Max purchase price at the limit$858,000

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Louisiana's 0.55% effective property tax rate (Census ACS), $3,027/yr homeowners insurance (NAIC state average) and an estimated 0.5% PMI.

What is the 2026 conforming loan limit in Kenner?

Kenner is in Jefferson Parish. Conventional 3%-down loans go up to the $832,750 conforming limit (price ≈ $858,000); FHA loans go up to $541,287.

The Kenner median home value of $241,800 is 16% above the Louisiana median, and within what the county limit supports.

Which down payment assistance programs can Kenner buyers use?

No applicable programs have been verified for this city yet. Check the state housing finance agency for current assistance.

First-time buyer loans in nearby cities

River RidgeMetairieWaggamanDestrehanLulingMarrero

First-time buyer loan FAQs for Kenner

On the $241,800 median: 3% conventional ≈ $7,254, 3.5% FHA ≈ $8,463, and 0% for eligible VA or USDA buyers. Conventional loans above $832,750 in Jefferson Parish become jumbo loans.

At the $241,800 median value (above the Louisiana median of $208,700), the estimated payment of $2,049/month at 7.18% needs about $88,000 a year under the 28% housing guideline, or $69,000 if your total debts stay under 36%.

0 city-level, 0 county-level and 0 statewide programs are verified for this city (0 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.