Skip to content
Purchase Mortgage Loan
Get Pre-Approved

FHA loans in Lake Stickney, WA

Quick answer

The 2026 FHA loan limit in Lake Stickney, WA (Snohomish County) is $1,063,750 for a single-family home, enough for a purchase price up to about $1,102,000 with 3.5% down. On the $598,400 median home value, that down payment is about $20,944 and the estimated payment is $4,766/month at 7.18%, which needs roughly $205,000 a year in income.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

Median household income: $85,762; value-to-income ratio 6.98. Lake Stickney ranks 48 by home value and 89 by population among 131 places in our WA dataset.

What does an FHA loan cost on a typical Lake Stickney home?

ItemLake Stickney
Median home value (Census ACS)$598,400
Washington median home value$519,800
Down payment (3.5%)$20,944
Loan incl. 1.75% upfront MIP$587,561
Estimated monthly payment (PITI + MI)$4,766
Income needed (28% / 36%)$205,000 / $159,000
Snohomish County 2026 FHA limit (1 unit)$1,063,750
Max purchase price at the limit$1,102,000

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Washington's 0.84% effective property tax rate (Census ACS), $1,232/yr homeowners insurance (NAIC state average) and 0.55% annual FHA MIP.

What is the 2026 FHA loan limit in Lake Stickney?

Lake Stickney is in Snohomish County, a designated high-cost area, where HUD's 2026 one-unit FHA limit is $1,063,750. With the minimum 3.5% down, that caps the purchase price at about $1,102,000; above that you'd need a bigger down payment or a conventional loan (conforming limit $1,063,750).

The Lake Stickney median home value of $598,400 is 15% above the Washington median, and within what the county limit supports.

Which down payment assistance programs can Lake Stickney buyers use?

No applicable programs have been verified for this city yet. Check the state housing finance agency for current assistance.

FHA loans in nearby cities

North LynnwoodMill CreekMartha LakeMukilteoEastmontLynnwood

FHA loan FAQs for Lake Stickney

Lake Stickney is in Snohomish County, where HUD's 2026 FHA limit for a one-unit home is $1,063,750. With 3.5% down, that supports a purchase price up to about $1,102,000.

3.5% of $598,400 is about $20,944 with a 580+ credit score (10%, or $59,840, with a 500–579 score), plus closing costs.

At the $598,400 median value (above the Washington median of $519,800), the estimated payment of $4,766/month at 7.18% needs about $205,000 a year under the 28% housing guideline, or $159,000 if your total debts stay under 36%.

0 city-level, 0 county-level and 0 statewide programs are verified for this city (0 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

Get matched with FHA lenders in Lake Stickney

Answer a few quick questions and get matched with purchase mortgage lenders in your area. Free, and it won't affect your credit score.

Get My Matches

Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.